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Save Smart & Plan Ahead


SAVE MONEY AND BUILD CREDIT

Save your money faster and build your credit through savings communities

Sign up now!

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Save Smart & Plan Ahead


SAVE MONEY AND BUILD CREDIT

Save your money faster and build your credit through savings communities

Sign up now!

 

OUR PARTNERS

 

 
 

OUR MEMBERS HAVE SAVED OVER $56,500 THROUGH THE ROSCA COMMUNITY!


Learn about ROSCA (1:47)

By joining our community and collaborating with other members will ensure that everyone benefits together! Through our community you can build credit and:

  • access cash when you need it;

  • plan ahead and never be delinquent again;

  • reach your short-term savings goals faster.

EXPERIENCE WHY PEOPLE GLOBALLY USE ROSCAS / TANDAS TO ACHIEVE THEIR GOALS!

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Our Approach


How It Works

Our Approach


How It Works

OUR PRODUCT IS BASED ON IMPROVING A PROVEN, CENTURIES OLD PRINCIPLE USED ACROSS THE WORLD, TANDA OR ROSCA, WHERE PEOPLE WOULD GATHER AND SAVE TOGETHER WITH OTHER MEMBERS OF THEIR COMMUNITY TO SUCCESSFULLY ACHIEVE THEIR FINANCIAL GOALS
1. Become a Member We assign you limits and a membership level. Link your bank account to our FDIC insured system and start using the platform.

1. Become a Member

We assign you limits and a membership level. Link your bank account to our FDIC insured system and start using the platform.

2. Create or Join ROSCAs Create a new ROSCA or join an existing one. Choose your preferences and start saving!

2. Create or Join ROSCAs

Create a new ROSCA or join an existing one. Choose your preferences and start saving!

3. Give & Get Money In each ROSCA you participate in, you will contribute each period and receive cash at your chosen period. 

3. Give & Get Money

In each ROSCA you participate in, you will contribute each period and receive cash at your chosen period. 

4. Reuse Your Limit Your limit is replenished by every give and your balance becomes available again, like a credit card.

4. Reuse Your Limit

Your limit is replenished by every give and your balance becomes available again, like a credit card.

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Why ROSCA?


Why ROSCA?

Why ROSCA?


Why ROSCA?

aamer_shahab
"In today’s world, savings has become a lost art – there is too much easy access to credit, which if not managed properly, inevitably leads to financial distress and ruined credit. Rosca Finance helps you become financially responsible by better managing your cash flows, reach short-term savings goals, and build your credit at the same time. 
We are the only platform that allows you to build your credit history by savings and not by taking out more debt!"
- Aamer Shahab, CEO, Rosca Finance

By taking the original principles of a ROSCA and marrying concepts such as user credit assessments, automated banking, data encryption and more, we have created a platform that brings this proven, age-old community savings model into the 21st century.  

Community Collaborating in a ROSCA fosters discipline that guarantees savings success.

Community

Collaborating in a ROSCA fosters discipline that guarantees savings success.

Security Two factor authentication, credit checks, and data encryption ensure your safety.

Security

Two factor authentication, credit checks, and data encryption ensure your safety.

Credit Building All ROSCA contributions will be reported to the major credit bureaus to help you improve your credit.

Credit Building

All ROSCA contributions will be reported to the major credit bureaus to help you improve your credit.

Automation Money is moved automatically through your bank account and you will be notified every time. 

Automation

Money is moved automatically through your bank account and you will be notified every time.